Marcus Whitfield

Credentials

  • ๐Ÿ“œ M.S. Risk Management, DePaul
  • ๐Ÿ“œ 16 yrs Senior Underwriting
  • ๐Ÿ“œ Society of Actuaries Member
  • ๐Ÿ“œ Licensed in Illinois

About Marcus Whitfield

I spent 16 years pricing risk for a major Midwest insurer. Then I realized the people who needed me most were the ones who never got to talk to an underwriter.

I grew up in Chicago's South Shore. My dad was a CTA bus driver. My mom worked nights at a hospital cafeteria. They had insurance through work, but they never understood what they were paying for. When I got into the industry, I saw that same confusion everywhere.

I left underwriting in 2017. Not because I hated the industryโ€”I didn't. Insurance is necessary. But I hated how the good stuff was hidden behind jargon and fine print.

So I started CoverageCheckr. No sales. Just analysis. I help you review your coverage, find the gaps, and tell you what to fix.

My Career

2001
Graduated DePaul University
M.S. in Risk Management and Insurance. First job: junior underwriter.
2005
Promoted to Senior Underwriter
Specialized in property and casualty. Reviewed thousands of applications.
2015
Near-Miss Wake-Up Call
A colleague died with only $60k in group life. His family lost their house. I had the same vulnerability.
2017
Left Corporate Underwriting
Started independent practice. Began writing guides and building calculators.
2021
Launched CoverageCheckr
Built the first set of free coverage calculators. Now serving thousands monthly.
Today
Still in Chicago
Living in Lincoln Park with my wife, two kids, and Luna the rescue cat.

Personal Note

When I'm not analyzing insurance, I'm coaching my son's Little League team (badly), trying to keep Luna off my keyboard, and arguing about whether the Bears will ever win another Super Bowl.